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Insurance Coverage

When it comes to insurance coverage in northern New Jersey, Ramapo Insurance Associates is your local, “go-to” source. Contact us today for help in navigating the world of insurance. We live here, we work here, and we look forward to working with you to design an insurance program that works for your needs and your budget.

Business Insurance

Protect your business assets with our line of business insurance programs. We offer a wide range of commercial insurance plans for business owners throughout northern New Jersey, including…

  • Tool & Equipment Coverage
  • Transportation Insurance
  • Malpractice Coverage
  • Workers’ Compensation
  • Business Owners’ Insurance
  • Commercial Excess Liability
  • Boiler & Machinery Insurance
  • Complete Bonding Services
  • Director & Officer Liability
  • Errors & Omissions Insurance
  • Comprehensive General Liability
  • Cyber Liability
  • Professional Liability Insurance
  • Office Equipment & Computer Equipment Insurance
  • Business Automobile Insurance
  • Trucker Insurance
  • Commercial Property & Builder’s Risk
  • Vacant Property Insurance
  • Business Interruption & Extra Expense
  • Inland Marine & Installation Floaters
  • Employment Practices Liability
  • Flood Insurance
  • Earthquake Insurance

Personal Insurance

At Ramapo Insurance Associates, we protect individuals and families throughout northern New Jersey. Choose from a varied selection of insurance coverage options for your household, including…

  • Automobile Insurance – Click here for an auto quote
  • Boat, Jet ski, and Watercraft Insurance
  • Wedding Insurance
  • Recreational Vehicle Insurance
  • Motorcycle Insurance
  • Personal Excess Liability
  • Jewelry, Fine Art, and Collectible Insurance
  • Homeowners, Condo Owners,  & Renters Insurance
  • High-Valued Home Insurance
  • Flood Insurance
  • Earthquake Insurance
  • Rental Property Insurance
  • Vacant Dwelling Insurance

Life & Health Insurance

Plan ahead for the future with long-term life and health insurance options from Ramapo Insurance Associates. Directly or by referral to our highly qualified business associates, we can assist you with….

  • Individual & Group Life
  • Long-Term Care
  • Individual & Group Medical
  • Long-Term & Short-Term Disability

Insurance Companies We Represent:

  • Mercer  & United Fire Group
  • Plymouth Rock Assurance
  • Liberty Mutual Insurance
  • Franklin Mutual Group
  • Foremost Insurance
  • Selective
  • Chubb
  • Zurich
  • Andover
  • Travelers
  • Preferred Mutual
  • Progressive
  • The Hartford

Our companies offer comprehensive protection plans for your personal and business insurance needs. We are based in Oakland, New Jersey.

Get in touch with our insurance agents in Oakland, New Jersey, to learn more about our insurance coverage options